How to Pay Medical Bills After A Personal Injury in Denver
If you have suffered a personal injury in Denver, you may be able to recover compensation from the at-fault party. This compensation can be used to pay your medical bills, however it can take months or years to settle a case. Because a defendant has no obligation to pay your medical bills until the case is settled, victims are often left wondering how they can cover these expenses. Here are your options:
Insurance
Victims who are insured at the time of the accident should use their health insurance to pay for their medical bills. Your health insurance may not cover the entirety of your medical bills, but it should cover a significant portion. It is your responsibility to pay the remaining balance.
If you were injured in an auto accident, your car insurance policy can also cover some of your medical expenses. In Colorado, insurance companies are required to offer you at least $5,000 in medical payment, or med-pay, coverage. Many drivers choose to opt out of this coverage, but that’s a mistake. In the event of an accident, med-pay coverage can be used to pay for medical expenses incurred by you or your passengers. It doesn’t matter who was at fault for the accident—this type of insurance will cover medical expenses even if the accident was your fault. Be sure to check with your insurance company to see if you have this coverage if you are injured in a car accident. Read a primer on medical payments insurance coverage in Colorado.
Personal Injury Attorney
If you do not have health insurance and have opted out of adding med-pay coverage to your policy, then you may feel as if there are no options left. However, there is one more way that you can pay for your medical expenses. Talk to your personal injury attorney and find out if he is willing to get in touch with your healthcare provider to discuss payment options.
A good personal injury attorney can reach out to the billing department at your healthcare provider to discuss your situation. He can explain that you are currently filing a personal injury claim and are waiting for the case to be resolved so you can recover compensation for your injuries.
If your lawyer has a good relationship with the medical facility, the billing department may be willing to offer you a payment plan option. Under a payment plan agreement, personal injury victims are required to make small monthly payments instead of paying their medical bills all at once. Although you will still be responsible for paying the bills, it’s much more manageable to make small payments than it is to pay the entire bill at once.
If you have been injured, don’t hesitate to seek legal representation from an experienced personal injury attorney. Mark A. Simon will review all of your options to help you understand the best way to pay for your medical bills. Call us or contact Mark A. Simon to discuss your right to recover compensation during a free consultation.