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Causes for Denver Workman’s’ Compensation Personal Total Disability Benefits


July 18, 2018

In certain unfortunate circumstances or poor work conditions, an injury or illness can leave a person unable to work. Upon being examined by a doctor, under their recommendation, you may be eligible for personal total disability benefits under Denver workman’s compensation. As an employee, it is important for you to know your rights.

What is Personal Total Disability

An employee that has been hurt on the job, or sustained a job-related illness, and is no longer able to work may be able to receive personal total disability benefits. This is the most extreme of workers’ compensation benefits and must go through several steps to prove the situation. Because it requires so much review, it is one of the hardest types of disability to receive.

Based on the Colorado Department of Labor and Employment’s disability and benefits, permanent total disability benefits are set on two-thirds of a person’s weekly pay. This amount is based on the existing pay during the time of the person’s accident. If approved, the amount will be paid to a person for the rest of their life.  

Common Causes

There are quite a few job responsibilities or professions that are more prone to a person receiving personal total disability benefits. Some of these include:
  • Auto accidents
  • Dangerous slips and falls
  • Equipment malfunction leading to loss of limbs
  • Respiratory issues
  • Loss of vision or hearing
  • Heart failure
Ultimately, if you have sustained an injury or illness that leaves you permanently unable to work in any profession, you have a case to discuss.

How the Process Works

In order to see if you qualify for personal total disability benefits, you will need to be thoroughly checked out by a doctor. They have an assessment to review under the insurance. If will be able to work again in a different capacity, you may instead be eligible for partial disability benefits. For partial benefits, there is a specific set of guidelines that calculate the amount. You can speak with your local attorney on how the process works and best guidelines for your individual situation. In certain situations, you may be paid a lump sum of money as opposed to weekly pay. For total disability, you will be paid weekly or bi-weekly. You can discuss with your attorney if a settlement is possible for your claim as well. There are many cases of permanent total disability benefits, as well as arguments that can be made against it. This is why it is best to know who your go-to attorney is that can help you fight for your case, so you can have the best quality of life as possible.

If you have been injured on the job or have an illness that has made it impossible for you to work, Mark A. Simon is your premier workers’ compensation attorney. With more than two decades in this profession, he is the top person for the job that will work with you to ensure you receive the benefits you deserve. Call our office today at 303-321-HURT for your free consultation.